About

Ingo Noka
About

I worked 17 years for Visa, first in London, and then in Singapore and Dubai. In 2015, I switched careers and moved to AFPayments, Inc. in Manila, Philippines. There I was CEO before I retired in 2021.

AFPayments manages the automated fare collection system for the light rail mass transport in Manila (LRT1, LRT2 and MRT3).)

Even as I am retired, I still have an interest in AFCS and Payments systems, especially in Asia. I feel Asia is where the new and exiting developments in this industry are happening.

Employment

CEO
Head of Product Development, Security and Commercial Operations

  • AF Payments, Inc., Manila, Philippines

  • 2015 - 2020

  • Responsible for developing the product suite for automated fare collection and small ticket payment for AF Payments. Responsible for Security, Risk Management, Sales and Marketing

Vice President, Security and Risk Management

  • Visa Inc.; Central Europe Middle East and Africa; Dubai

  • 2014 - 2015

  • Member of the regional leadership team of Visa CEMEA. Is responsible for all aspects of payment system risk management, including credit settlement risk, payment system risk, risk management products, cyber intelligence, investigations and enterprise risk management

Regional Head of Country Risk Management
Regional Head of Data Security and Enterprise Risk Management
Regional Head of Payment Security Services
Regional Head of New Technology and Product Risk
Director, Vendor Relations, Chip Products and Projects

  • Visa Worldwide; Asia Pacific, Central Europe, Middle East and Africa; Singapore

  • 2001 - 2014

  • Lead a team of country risk directors based in 15 strategic markets of the Visa Region of Asia Pacific, Central Europe, Middle East and Africa. Developed relationship with regulatory and government bodies such as the Monetary Authority of Singapore, the HK Monetary Authority, the Peoples Bank of China and METI in Japan regarding payment system related matters. Chaired Visa Risk Executive Councils in nine geographic regions

    Built a new Enterprise Risk Management function for Visa Worldwide Asia Pacific. Developed a new Risk Products and Services area, charged with the development, sales and rollout of a portfolio of authentication, fraud prevention and data security products and services. Increased revenue and net income from risk management products.

    Led a team of 20 senior managers. Managed the Visa Card Vendor Program and other fraud and data security compliance programs in Asia Pacific, including the merchant and acquirer fraud performance program and the charge-back monitoring program. Oversaw the assessment process for all new payment products and services introduced by Visa in Asia Pacific. Cooperated with other payment schemes such as MasterCard, AMEX, JCB and China Union Pay in noncompetitive security and fraud prevention initiatives.

    Developed and ran a new product and services assessment process. Ensured that new payment products include adequate fraud management and security components. Created the Visa Asia Pacific Account Information Security Program.

    Built relationship programs for terminal, card, ATM and chip vendors. Negotiated contracts with vendors such as Infineon, Sony and Verifon for product pilots and new product developments. Managed smart card implementation projects across Asia Pacific"

Senior Manager

  • Visa International; Central Europe, Middle East, Africa; London

  • 1998 - 2001

  • Had responsibility for a new smart card product called Visa Horizon. Managed Visa Horizon product development in all aspects such as technology improvement, pilot project management and sales. Launched Visa Horizon in Ghana. Supported smart card implementation programs in Eastern Europe, the Middle East and Africa.

Systems Planner

  • BB Data, Bankgesellschaft; Berlin

  • 1996 - 1998

  • Managed the Visa Cash and Geldkarte projects for Berliner Bank Gesellschaft (of which BB Data was a subsidiary). Administered and improved the network connection for all ATMs operated by Berliner Bankgesellschaft.

Education

Diplom Informatiker (Computer Science)
Diplom Kriminalist (Criminology)

Skills

  • Private Pilot License from DCA, Single Engine Propeller Aircraft, Malaysia

  • Private Pilot License from FAA,Single Engine Propeller Aircraft, USA

Languages

  • German - Native speaker

  • English - Fluent

Projects

  • Writing a boo "Introduction to Automated Fare Collection Systems", about the design and operation of automated fare collection systems, especially in emerging markets in Asia. It is based on my experience working for AFPayment in the Philippines

  • Get a PPL from the Philippines and add an Instrument rating