QRPh Part 2 - The EMV Roots
Banks and their regulators have been conditioned to believe that EMV is the global standard for card payments. It is therefore not surprising that all domestic QR payment standards, including QRPh, are based on the EMV QR specifications. For this reason, I am covering the design of the EMV specification, before I will go into the QRPh specification in one of the next posts.